Contents
LIC Jeevan Lakshya Premium Calculator helps you to calculate your Premium According to option chosen by you such as Monthly mode, Quarterly, Half Yearly and Yearly. In order to Calculate your Premium in LIC Jeevan Lakshya Premium Calculator the following details should be filled by the policyholder such as Name, Age, Sum assured, Policy term and Personal details. In LIC Jeevan Lakshya Premium Chart after filling the details all types of Benefits are Illustrated such as Maturity Benefit, Death Benefit, Riders Benefits, Tax Benefits, Bonus values according to policy term, Loan values are tabulated in order to provide all details about the LIC Jeevan Lakshya Policy.
Death Benefit is considered in two ways under this LIC jeevan lakshya premium table. If death occurs before the completion of Policy term then Nominee will receive basic sum Assured every year from the year of death till the date of maturity. If death occurs after the completion of Policy term then nominee will receive Sum Assured on death(110% of sum assured) + Vested simple Revisionary Bonuses + Final Additional Bonus (If Any).
Lic Jeevan Lakshya Maturity Calculator
Lic Jeevan Lakshya Maturity Calculator Provides Maturity Benefits till the end of Policy term if all due Premiums are paid. Under Lic Jeevan Lakshya Maturity amount is given as sum of Sum Assured, vested Simple Revisionary bonus and Final Additional bonus (if any), Where Sum Assured on Maturity is equal to Basic Sum Assured. Under Lic Jeevan Lakshya Maturity Calculator based on policy term final maturity benefit is tabulated
LIC Jeevan Lakshya Premium Calculator is used to calculate Premium by filling some parameters such as Name, Policy term, Age, Sum assured which is given below. Based on your Plan Parameters all types of benefits are calculated such as Death Benefit, Maturity Benefits, Rider Benefits etc. LIC Jeevan Lakshya Calculator Provides Premium on different modes (Monthly mode, Quarterly, Half Yearly and Yearly) with and without tax. For information about Tax on Life Insurance Policies www.taxqueries.in
Plan Presented By LIC24 (www.lic24.in)
Lic Jeevan Lakshya Policy Benefit illustration
| Name | VIJAY | Age | 20 | |
| Term: | 21 | Sum Assured: | 300000 | |
| Tabular Premium: 54.1 | ||||
| Premium | without tax | Tax tax | with tax |
| Yearly Premium | 15305 | 473 | 15778 |
| Half-Yearly Premium | 7734 | 239 | 7973 |
| Quarterly Premium | 5210 | 161 | 5371 |
| Monthly Premium | 1303 | 40 | 1343 |
| Age | Policy Year | Premium Paid | Tax Saving | Natural Death Coverage | Accident Death Coverage | Bonus | Cash Value | Loan value |
| 20 | 2014 | 15,305 | 15,305 | 389,400 | 689,400 | 14,400 | 0 | 0 |
| 21 | 2015 | 15,305 | 15,305 | 403,800 | 703,800 | 28,800 | 0 | 0 |
| 22 | 2016 | 15,305 | 15,305 | 418,200 | 718,200 | 43,200 | 20,656 | 18,591 |
| 23 | 2017 | 15,305 | 15,305 | 432,600 | 732,600 | 57,600 | 39,953 | 35,957 |
| 24 | 2018 | 15,305 | 15,305 | 447,000 | 747,000 | 72,000 | 50,200 | 45,180 |
| 25 | 2019 | 15,305 | 15,305 | 461,400 | 761,400 | 86,400 | 60,629 | 54,566 |
| 26 | 2020 | 15,305 | 15,305 | 475,800 | 775,800 | 100,800 | 71,288 | 64,159 |
| 27 | 2021 | 15,305 | 15,305 | 490,200 | 790,200 | 115,200 | 84,301 | 75,870 |
| 28 | 2022 | 15,305 | 15,305 | 504,600 | 804,600 | 129,600 | 98,124 | 88,311 |
| 29 | 2023 | 15,305 | 15,305 | 519,000 | 819,000 | 144,000 | 112,820 | 101,538 |
| 30 | 2024 | 15,305 | 15,305 | 533,400 | 833,400 | 158,400 | 128,482 | 115,634 |
| 31 | 2025 | 15,305 | 15,305 | 547,800 | 847,800 | 172,800 | 145,165 | 130,649 |
| 32 | 2026 | 15,305 | 15,305 | 562,200 | 862,200 | 187,200 | 162,944 | 146,650 |
| 33 | 2027 | 15,305 | 15,305 | 576,600 | 876,600 | 201,600 | 181,918 | 163,727 |
| 34 | 2028 | 15,305 | 15,305 | 591,000 | 891,000 | 216,000 | 202,203 | 181,983 |
| 35 | 2029 | 15,305 | 15,305 | 605,400 | 905,400 | 230,400 | 223,967 | 201,570 |
| 36 | 2030 | 15,305 | 15,305 | 619,800 | 919,800 | 244,800 | 247,377 | 222,640 |
| 37 | 2031 | 15,305 | 15,305 | 634,200 | 934,200 | 259,200 | 272,594 | 245,335 |
| 38 | 2032 | 15,305 | 15,305 | 648,600 | 948,600 | 273,600 | 299,955 | 269,959 |
| 39 | 2033 | 15,305 | 15,305 | 663,000 | 963,000 | 288,000 | 331,280 | 298,152 |
| 40 | 2034 | 15,305 | 15,305 | 677,400 | 977,400 | 302,400 | 362,964 | 326,668 |
| Maturity Benefit | 632,400 |
| Death Benefit | From Year of Death, Every Year 10% of sum assured = 30,000 till end of policy term |
| At end of Policy Term 330,000 + Bonus amount 332,400 will be payable |
Here the values provided by Lic Jeevan Lakshya Premium Calculator are estimated values. For detailed and accurate values please refer Lic premium calculator at www.licindia.in.
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