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Home » Blog » General » Check LIC Bonus Rates 2015

Check LIC Bonus Rates 2015

April 1, 2016 By vijay kumar

Contents

  • 1 About LIC Bonus Rates
  • 2 Lic Bonus Chart of Simple Reversionary and Interim Bonus
  • 3 LIC Bonus Rates of FAB (Final Additional Bonus)

About LIC Bonus Rates

Here we have provided the LIC Bonus Rates of Simple Reversionary Bonus, Interim Bonus, Final Additional Bonus and Loyalty Additions. These are the LIC Bonus Rates that have been declared as a result of valuation of the Corporation’s Business as per 2015. These Bonus rates of Lic regarding Interim Bonus, FAB, Loyalty Additions and Simple Reversionary Bonus will apply to participating policies.

lic bonus rates 2015 image

Lic Bonus Chart of Simple Reversionary and Interim Bonus

LIC Bonus Rates of Simple Reversionary Bonus and Interim Bonus in respect of participating policies are as given in below table.

Group

Plan

Term

Reversionary Bonus Rate % Sum Assured (**)

Interim Bonus Rate % Sum Assured (**)

(*)

1 Whole Life type (Plans 2, 5, 6, 8, 10, 28 (Before Conversion), 35, 36, 37, 38, 49,77,78, 85 & 86) 70 70

Group

Plan

Term

Reversionary Bonus Rate % Sum Assured (**)

Interim Bonus Rate % Sum Assured (**)

(*)

2 Endowment type (Plans  14, 17, 27 (After Conversion), 28 (After  Conversion),  34, 39 40, 41, 42, 50, 54, 79, 80, 81, 84, 87, 90, 91, 92, 95, 101, 102, 103, 109, 110 & 121) < 11 34 34
11 to 15 38 38
16 to 20 42 42
> 20 48 48
3 New Endowment  (Plan 814) 12 to 15 38 38
16 to 20 42 42
> 20 48 48
4 Single Premium     Endowment (Plan 817) 10 to 15 40 40
16 to 20 45 45
> 20 50 50
5 Money  Back Assurances (Plans 75 & 93) 20 39 39
25 44 44
6 New Money Back (Plans  820 & 821) 20 39 39
25 44 44
7 Jeevan Surabhi (Plans 106, 107 & 108) 15 34 34
20 41 41
25 50 50
8 Jeevan Mitra  (Double  Cover plan), Jeevan Saathi, Limited Premium Endowment (Plans 88,  89, 48) <16 40 40
16 to 20 44 44
> 20 48 48
9 Jeevan Mitra (Triple Cover Plan: Plan 133) <16 40 40
16 to 20 45 45
> 20 50 50
10 Jeevan Anand (Plan 149) <11 37 37
11 to 15 40 40
16 to 20 44 44
>20 48 48

Group

Plan

Term

Reversionary Bonus Rate % Sum Assured (**)

Interim Bonus Rate % Sum Assured (**)

(*)

11 New Jeevan Anand (Plan 815) 15 40 40
16 to 20 44 44
>20 48 48
12 Jeevan Rekha (Plan 152) <11 49 49
11 to 15 44 44
16 to 20 40 40
>20 34 34
13 Jeevan Anurag (Plan 168) < 11 38 38
11 to 15 40 40
16 to 20 42 42
> 20 44 44
14 New Jeevan  Suraksha  – I (Plan 147) < 6 21 21
6 to 10 27 27
11 to 15 31 31
>15 35 35
15 New Jeevan  Dhara – I (Plan 148) < 6 20 20
6 to 10 25 25
11 to 15 28 28
>15 32 32
16 Jeevan Tarang (Plan 178) 10 47 47
15 48 48
20 49 49
17 Jeevan Madhur (Plan 182) < 11 21 21
11 – 15 26 26

Group

Plan

Term

Reversionary Bonus Rate % Sum Assured (**)

Interim Bonus Rate % Sum Assured (**)

(*)

18 Child  Career (Plan 184) 11 to 15 34 34
16 to 20 38 38
>20 40 40
19 Child  Future (Plan 185) 11 to 15 38 38
16 to 20 42 42
>20 44 44
20 Jeevan Bharti (Plan 160) 15 38 38
20 40 40
21 Jeevan Shree – I (Plan 162) 10 43 43
15 44 44
20 47 47
25 51 51
22 Jeevan Nidhi  ( Plan 169) <11 36 36
11  –  15 38 38
16  –  20 40 40
> 20 42 42
23 Jeevan Pramukh (Plan 167) 10 45 45
15 46 46
20 49 49
25 53 53
24 Jeevan Amrit (Plan 186) 10 – 15 30 30
16 – 20 30 30
> 20 30 30
25 Jeevan Bharati I (Plan 192) 15 29 29
20 31 31

(*) PPT (Premium Paying Term) in case of Jeevan Anand (Plan no. 149) and Jeevan Rekha (Plan no. 152); Accumulation period in case of Jeevan Tarang (Plan no. 178); Deferment Period in case of New Jeevan Suraksha – I (Plan no. 147), New Jeevan Dhara – I (Plan no. 148) and Jeevan Nidhi (Plan no. 169).

(**) In the case of New Jeevan Suraksha – I (Plan no. 147) and New Jeevan Dhara – I (Plan no. 148), bonus rates are per thousand Cash Option. In the case of Jeevan Madhur (Plan no. 182), bonus rates are per thousand death benefits SA (sum assured). In the case of Jeevan Amrit Plan, bonus rates are per thousand premium(s) paid.

LIC Bonus Rates of FAB (Final Additional Bonus)

Here we have provided the Lic Bonus Rates of Final Additional Bonus. Along with Simple Reversionary Bonus and Interim Bonus, LIC Bonus chart or LIC Bonus rates of FAB are also declared in respect of participating policies. Final Additional Bonus rates as per 2015 are as given in below table.

Terms in respect  of maturities, discounted maturity claims / Number of years’ premiums paid  in  respect of  claims  by death (#)

Amount    of   Final   (Additional)    Bonus   per Rs 1000/-   Sum  Assured   for  policies  with  sum assured

Up to 25,000

25,001 to 50,000

50,001 to 1,99,999

2,00,000 and above

15 0 0 10 20
16 0 0 15 25
17 0 10 20 30
18 10 15 25 35
19 15 20 30 50
20 20 25 40 70
21 25 30 50 100
22 30 50 80 150
23 35 100 150 250
24 70 150 230 350
25 170 250 330 450
26 270 350 430 550
27 370 450 540 670
28 470 550 650 790
29 570 650 760 910
30 670 750 900 1100

Terms in respect  of maturities, discounted maturity claims / Number of years’ premiums paid  in  respect   of  claims  by death (#)

Amount of Final (Additional) Bonus per Rs 1000/- Sum  Assured   for  policies  with  sum assured

Up to25,000 25,001 to50,000 50,001 to1,99,999 2,00,000 and above
31 800 900 1100 1300
32 950 1050 1300 1550
33 1100 1200 1550 1800
34 1250 1350 1700 2050
35 1400 1500 1850 2300
36 1550 1650 2050 2550
37 1700 1800 2250 2800
38 1850 1950 2500 3050
39 2000 2100 2750 3300
40 & above 2150 2500 3000 3550

(#) In the case of death claims under Single  Premium  / Fully   Paid-up  Limited  Premium Payment policies the no.  of years in the 1st  column indicates  the no. of policy years elapsed inclusive of the policy year in which the death takes  place.

Terms in respect of maturities, discounted maturity claims / Number of years’ premiums paid in case of premium paying policies, Duration** elapsed in the case of fully paid up policies in respect of claims by death

Amount of Final (Additional) Bonus Per Rs. 1000/- Sum Assured for policies with Sum Assured

Up to25,000 25,001 to50,000 50,001 to1,99,999 2,00,000& above
Below 15 0 0 0 0
15 – 19 0 0 15 20
20 0 10 30 40
21 – 24 10 20 30 40
25 40 150 175 225

** Duration = Policy  anniversary following date of claim minus Date of commencement

Policy Term   in respect  of Maturities  / Duration** elapsed in respect of claims by death

Amount of Final (Additional) Bonus Per Rs. 1000/- sum assured for policies with sum assured

Up to 25,000/- 25,001 to 50,000 50,001 to 1,99,999 2,00,000 and above
Below 15 0 0 0 0
15 – 19 0 0 20 30
20 40 50 75 100
21 – 24 40 80 100 125

** Duration = Policy  anniversary following date of claim minus Date of commencement

We have provided the accurate information about Lic Bonus Rates.

 

Filed Under: General Tagged With: lic bonus rates 2015, www licindia in

Comments

  1. ani r.parekg says

    February 13, 2018 at 12:08 pm

    I have insured LIC policy under plan 14/14/25 for period of 25 years on July 1993 for Rs. 1lacs which is due on 1st july 2018 without any missing premium.
    Kindly inform me what addition bonus receivable and any other benifit receive on matuarity

    Anil parekh

    Reply
  2. vinod kumar skngh says

    November 6, 2016 at 7:21 pm

    vinod kumar singh my policyn no 312302028 premium is rs 11940 complitedpolicy whou released amount additional loyality and bonus

    Reply
  3. ranvir singh says

    December 24, 2015 at 8:28 pm

    Type of policy no.197625648

    Reply
  4. BIPLAB DAS says

    September 25, 2015 at 11:10 pm

    I have of policy of Jeevan mitra ending on 15,11,2019….maturity date..15,2,2020……sum assured Rs 100000 ..one laks..plz specify the amount I will get at maturity….quarterly premium Rs 1610..date of commencement 15,2,2002……

    Reply
  5. I D SAXENA says

    September 11, 2015 at 5:13 pm

    I have taken a New Endowment plan with sum assured 2450000 for 21 yrs. term plan. Please let me know how much normal -bonus & how much final additional bonus I am going to get after policy maturity in 2035. your early reply will be highly appreciated.

    Reply
    • Priya says

      March 5, 2016 at 8:17 am

      You will get 5164000 aprox.

      Reply
  6. Satwant says

    August 16, 2015 at 12:25 am

    I have jeevan saral of Rs 24020 sum assured 500000 seven premium is paid what is surrender value

    Reply
    • amar deep says

      November 21, 2015 at 4:02 pm

      Pls. dont surrender this policy, because Jeevan saral policy taken maturity after 10 yaer. So you take maturity after 3 year.

      Reply
  7. pramod p says

    June 15, 2015 at 12:15 pm

    My policy premium completed in 2014. My policy assured amount is rs. 50000. I want surrend the policy bond now. My date of birth is 12-10-1996. Policy commencement is 1997 march. I got first instalment in 2015. Rs. 10000 as a bonus. Now I need money for my engineering study.

    Reply

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