LIC Anmol Jeevan 2 (Table no: 822) Review
UIN no: 512N285V01
Contents
- 1 LIC Anmol Jeevan 2 (Table no: 822) Review
- 2 Lic Anmol Jeevan Plan
- 3 LIC Anmol Jeevan 2 Review
- 4 LIC Anmol Jeevan-II Plan 822 Parameters
- 5 Lic Anmol Jeevan Plan 164 Table Additional Premium
- 6 Lic Anmol Jeevan Plan 822 Benefits
- 7 LIC Anmol Jeevan Premium Calculator
- 8 Additional Anmol Jeevan LIC Policy details
- 9 Lic’s Anmol Jeevan – ii plan Example
- 10 Related Lic Term Insurance Plans
Lic Anmol Jeevan Plan
Lic Anmol Jeevan is the most economic pure life insurance plan. Lic Anmol Jeevan 2 policy will cover your life and protect your family from unfortunate things. Anmol Jeevan lic policy is a term insurance plan. Anmol Jeevan 2 plan is regular premium paying plan which is very useful to every customer.
LIC Anmol Jeevan 2 Review
- LIC released “Anmol Jeevan 2 (T822)” on 3rd February 2014 as per new guidelines of IRDA.
- In LIC Anmol Jeevan-2 Plan Service tax is added which is 12.09%. LIC Anmol Jeevan 2 Plan is a pure Term Insurance Plan.
- Anmol Jeevan 2 has no maturity benefits or no survival benefit.
- Anmol Jeevan has an only death benefit. Lic term insurance Anmol Jeevan-II covers for a limited period, i.e., maximum up to 25 years from the date of commencement of policy.
- Premium amount of Anmol Jeevan 2 is very less that is 2 to 3 rupees for 30 years aged person for 1000 rupees risk coverage.
- Anmol Jeevan 2 is a regular premium paying conventional without profit pure protection plan.
LIC Anmol Jeevan-II Plan 822 Parameters
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Additional Premium for half- yearly Mode: 2% of tabular annual premium rate.
High Sum Assured Rebate: Nil.
Lic Anmol Jeevan Plan 822 Benefits
- Anmol Jeevan-II Maturity Benefit: At the end of the policy term, No benefits shall be payable.
- Anmol Jeevan-II Death Benefit: The Sum assured is payable on the death of Life Assured.
You can calculate the Premium that has to be paid to get all the benefits covered under this plan and maturity amount that will be payable to you on the maturity of your policy using LIC Anmol Jeevan 2 Premium and Maturity Calculator. LIC Anmol Jeevan-II Premium Chart is also available to know the premium details briefly.
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Additional Anmol Jeevan LIC Policy details
Loan Facility: No loan is provided.
Riders: No riders are available under this plan.
Paid-up Value: Amulya Jeevan-II will not acquire any paid-up value.
Surrender Value: No surrender value will be available under Amulya Jeevan-II plan.
Policy Revival: Policy can be revived before 2 years from the date of First Unpaid Premium (FUP).
Suicide Clause: If insured commit suicide before 12 months he will be returned 80% of premium what he paid.
Proposal Forms: Proposal Form no. 300 or 340 will be used under this plan.
Service Tax: 12% service tax is applicable. For information about Tax on Insurance Policies refer www.taxqueries.in.
Cooling-off Period: If a policyholder is not satisfied with the ‘Terms and Conditions” of the policy, he/she may return the policy within 15 days from the date of receipt of the Policy.
Back-dating interest: The policies can be dated back within the same financial year.
Assignments/Nominations: Assignment and nominations is possible under this plan.
Lic’s Anmol Jeevan – ii plan Example
| DOB |
02/02/2084 |
| DOC |
12/02/2014 |
| Age NBD |
30 |
| P.P.Term / P.Term |
20 |
| Sum_Assured |
600000 |
| Accident_Benefit |
Yes |
| Tabular_Rate |
3.02 |
| Service_Tax |
12.09% |
| Mode |
Premium |
S_Tax |
G_Prem |
| Yearly Premium |
1812 |
219 |
2031 |
| Half Yearly Premium |
924 |
111 |
1035 |
For more information about LIC Anmol Jeevan 2 policy click on below link.
LIC New Anmol Jeevan II Policy.